Massachusetts Mutual Life Insurance Comany's (MassMutual) unique LifeBridge^SM Free Life Insurance Program provides $50,000 term life insurance policies free-of-charge to eligible parents or guardians. MassMutual pays the premiums and our agents drive the program in their communities. If an insured parent or guardian dies during the 10-year term, a $50,000 benefit funds a trust to help pay their children's educational expenses (trust services are provided by the MassMutual Trust Company, FSB). Our goal is to give away $1 billion in coverage. As of year-end 2013, we are well over halfway to our goal, having provided over $660 million in free life insurance coverage across the country.